Best budget app in MENA: why SmartJib
MAD, AED, SAR, EGP, TND, DZD support; English, French and Arabic; bank/home/wallet tracking; no bank connection; built-in zakat and compound-interest calculators.
Why look for an alternative
Most budget apps available in MENA are US/EU apps that treat local currencies as an afterthought, try to bank-sync via Plaid (which rarely works with Attijari, CIH, Banque Populaire, Al Rajhi, FAB, NBE...), or are basic local apps that track one balance only. SmartJib ships with 12 currencies including the main MENA ones, treats cash as a first-class money place, and never connects to your bank.
Why SmartJib
- 12 currencies (MAD, AED, SAR, EGP, TND, DZD, EUR, USD, GBP, CAD, CHF, XOF) with proper Intl number formatting.
- Bank / home / wallet tracking — cash withdrawals are transfers, not expenses.
- No bank connections, no credentials shared, no advertising profiles.
- Four budgeting methods: 50/30/20, zero-based, envelopes, pay-yourself-first.
- Free calculators: 50/30/20, compound interest, zakat, mortgage, auto-entrepreneur (MA), net salary (MA).
- English, French and Arabic (including Darija) interface.
- Free core budgeting; Pro 29 MAD/month, Ultimate 99 MAD/month.
Frequently asked questions
Is there an iOS and Android version?
SmartJib is a mobile-first web app that runs in the browser on iOS and Android. It can be installed as a PWA for a near-native experience.
Is my data backed up?
Data is cached locally and synced to Firebase on sign-in. You can export a complete JSON backup at any time.
Does it support zakat calculation?
Yes — a free zakat calculator covers cash, gold and silver, niissab, hawl and deductible debts.