Budget · freelancers
Freelance budget in Morocco: cashflow and irregular income
When clients pay at 60 days you need working capital and a buffer for lean months.
Why a dedicated budget
Moroccan freelancers get paid in foreign currencies or MAD, often on long delays. SmartJib lets you separate business from personal accounts and automate tax (IR) and contribution envelopes.
How SmartJib helps
- Distinct 'freelance business' money place separate from personal.
- Multi-currency: MAD, EUR, USD, GBP for international revenue.
- '3-month runway' goal to smooth late-paying clients.